Retirement Planning

Best Wealth Retirement Planning Company in Alexandria

Our Process

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At Campbell Wealth Management, we create a sense of retirement certainty for our clients. Obviously, in personal finance, there will always be elements of the unpredictable. What if a sick grandchild needs your help with medical expenses? What if you and your spouse get a sudden urge to move to Europe for a few years? Managed intelligently, though, life’s twists and turns do not have to throw you off track. Our process—honed over more than two decades of practical experience—is designed to give you confidence.

Whether you’re at retirement age or approaching the big milestone, we can help you achieve financial security and freedom. Here’s our 5 step process:

1. The Bucket List Strategy

First, we clarify your goals. What do you hope to accomplish? What are your dreams—for yourself, your spouse, your loved ones, your world? A bucket list is important not just because it gives you a checklist but also because it positively changes your day-to-day focus.

Creating the list sets the foundation for you to pursue your passions. We will address fundamental needs for health, security and companionship. But this is also our chance to set sights high—to do those things you always wanted to do, but never did.

2. The Retirement Foundation

The first piece involves discovery. What’s the current state of your finances and portfolio? How much longer do you plan to stay in the workforce? What challenges do you face on the near horizon? Before we develop solutions, we need to clarify what’s true in your world now. This honest, thorough inventory allows us to get creative.

3. The Financial GPS

As Antoine de Saint-Exupéry once put it: “A goal without a plan is just a wish.” How do we connect your current reality to your dreams?

In this step, we’ll help you chart your retirement plan success level and know your required rate of return. We’ll address a raft of challenges related to life insurance, health, long-term care, liability protection, government benefits and more. Once we’ve finished, you should feel optimistic. You will have the flexibility to be spontaneous. We’ll also periodically stress test your plan for worst-case scenarios, so it’s always robust and realistic.

4. The Retirement Paycheck

The next step involves setting up your retirement income as a personal payroll system. We’ll help plan the whole process efficiently from a tax, investment and timing standpoint. This simple to manage process gives you a tremendous sense of control over your day-to-day.

5. The Legacy Blueprint

In retirement, another important question is how do you want to live? is (what will you leave to others?) We will help you establish who will inherit your assets and how they will receive them. We’ll help your beneficiaries avoid costly taxes, probate and timing issues and empower you to give back to your community through charitable giving, if you choose.

Ready to get on the path toward retirement certainty? Call Campbell Wealth Management at (703) 535-5300 for a strategic consultation to get Right on your rRetirement™ today.

How Our Process Benefits You

 
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The Campbell Wealth Management process is designed specifically to help people who are at retirement or near retirement. It eliminates the uncertainty that creates anxiety and puts you on a glide path to making the most of the next several decades. Here are three common benefits:

1. The Process Allows You to Live Spontaneously.

Retirement is not about sitting around in a rocking chair all day. It certainly can be, if you want, of course. But most people want more. They want to have the freedom to travel to amazing places; the flexibility to pursue hobbies that had been shelved; the ability to contribute to family and community; and the capacity to plan their own time. The only way you can truly feel comfortable doing these things is if you have a rock solid plan. As a bestselling author, David Allen, put it “it’s hard to be fully creative without structure and constraint. Try to paint without a canvas. Creativity and freedom are two sides of the same coin.”

2. It Prepares for the Unexpected.

President Eisenhower once observed that, paradoxically, "in preparing for battle I have always found that plans are useless, but planning is indispensable." Here’s what he meant by that quote. The real benefit of creating a plan is not its rigid action steps or a hard copy version. These may need to be changed because of circumstances. A good plan helps because it prepares you to react intelligently and spontaneously in the face of new information.

For instance, let’s say that, in the middle of Year 4 of your retirement, you and your spouse get an itch to do a wine country tour of Australia. This trip was not in your plan or in your budget. If you felt out of control about your finances, you’d probably turn down the opportunity. Even if you went, you’d have a nagging sense of guilt during the trip. But if you had a retirement plan in place—one that could be easily amended with the help of the team at Campbell Wealth Management—you’d enjoy guilt-free travel!

Retirement is full of setbacks and serendipities: our plan protects you against the dangers and lets you seize the fun life offers you.

3. It Lets You Set Up a Powerful Legacy

Researchers have documented both emotional and physical benefits from charitable giving. Taking care of the next generation (the right way) means more than just setting aside assets for your children. Creating a legacy requires strategic thought, mindful awareness and clear values. Our plan will make sure your hard-won wealth supports the people and causes you love.

Ready to begin your retirement journey? Call the professionals at Campbell Wealth Management for insights into your next steps: (703) 535-5300.

25

Years in Business

350+

Clients

$500MM

Assets

22

Named by Barron's as the 22nd Top Wealth Advisor in Virginia