|Indicate the degree to which you agree or disagree with the statements below.|
Knowing how much money you have, how long it will last, how much you can spend, at what age should you claim social security, how and when to take your minimum required distribution, what are your best health care solutions, and how are your legacy desires best addressed?
How do your unique assets and income sources play together, how does that support your basic expenses, your lifestyle expenses, and your legacy desires?
Retirement Certainty only comes from a plan; a proactive, deliberate, thoughtful, individualized, living plan that reflects all of your individual circumstances and wants for retirement. It is not static, it’s dynamic. It needs to be revisited, revised and adjusted to reflect the most current situation and your current life objectives.
How do you want to live your life in retirement? What do you see yourself doing? How do you see yourself living? Will you have a 2nd career, will you travel, volunteer, play golf, and spend more time with your family and friends. Will you move?
In retirement your income will be your individual mix of savings, pensions, and social security. Now more than any other time in your life, you’ll need to anticipate your expenses and more importantly ensure that you have the retirement income to meet those expenses. What is the retirement income strategy that makes sense for you? Campbell Wealth Management can help you identify the strategies that make sense for you, including setting up a retirement paycheck.
Health care expenses will increase during your retirement years. How much you will need depends on your personal circumstances (income, age, health, where you live, your Medicare and supplemental plans and life expectancy) and will change over time, so it is important to plan accordingly. A mix of Medicare and supplemental plans as well as considerations for long-term care (LTC) are solutions that Campbell Wealth Management will identify for you specifically and will help protect your retirement savings from unanticipated health care costs.
Leaving a legacy can take many forms; giving to your loved ones and to charitable causes can be rewarding and fulfilling. Finding the strategies that also provide valuable tax benefits and fit with your overall retirement planning is ideal. Campbell Wealth Management will incorporate your legacy strategy into your retirement plan.
In Retirement, your investment strategy needs to adjust with your retirement goals. The relative weight of some considerations over others change; risk tolerance, non- correlated diversification, investing for the long term, following both fundamental and technical elements and evacuating investments and markets when necessary are all important to consider and factor into your investment strategy in retirement. Campbell Wealth Management’s 5 Step Investment Management Process will ensure that your investment strategy stays current with your retirement goals.
No strategy assures success or protects against loss.